FRESNO FIRE DEPARTMENT CREDIT UNION

Rates Effective March 1, 2015

 

LOAN RATES AND TERMS 

Loan Type

Term

Annual Percentage Rate (APR)

 

        ON MODELS 2011 OR NEWER

 

 

Amount financed up to 100%* of purchase price

    2.25%* -    8.75%* up to 72 mo

                                          3.25%* - 6.80%* for 84 mo.

 

USED AUTO REGULAR RATES

36 to 60 mo. 2.49%* to 9.19%*  

 

72 mo. 2.84%* to 9.49%*  
84 mo. 3.49%* to  7.24%*  

RECREATION VEHICLE LOANS

Amount financed up to 100%* of purchase price               

         

36 to 60 mo. 2.99%* to 9.69%*  

up to 72 mo. 3.34% to 10.04%*  
up to 84 mo. 3.74%* to 10.49%*  
up to 120 mo. 3.99%* to 10.69%*  
up to 144 mo. 4.49%* to 11.19%*  
up to 180 mo. 5.99%* to 10.54%*  
     
SIGNATURE LOANS  
up to 24 mo. 8.50%*   to 15.25%*  
up to 36 mo. 9.50%*   to 14.10%*
up to 48 mo. 10.50%* to 14.25%*
up to 60 mo. 11.50%* to 12.55%*

          

UNSECURED LINES OF CREDIT

 
  10.00%* to 15.50%*  

VISA CLASSIC CREDIT CARD

                                                   
     8.25%*  to 12.50%*
VISA PLATINUM CREDIT CARD     
                           6.90%*  to 8.90%*

Overdraft Loan

                               

                                        14.00%*

Home Equity Line of Credit up to 180 mo.  4.75%  -  6.50%** LOW RATES!!    NO FEES**

Top                

                                                                            *OAC - call for qualifications & parameters -                                                                                                     . 

** HELOC Variable Rates based on WSJ Prime rate plus margin of 0% to 3.25% depending on credit worthiness and equity and status of your home.         Minimum floor rate 4.75%.  Maximum rate 18%.  Maximum rate adjustment per year is 2%.  Rates can be changed in January and July.

Third party fees are waived if loan is retained for 36 months

 ****Promo rater cannot be used on current FFDCU loans, certain conditions apply

***GET $100 FOR YOU AND A FAMILY MEMBER BY REFERRING A FAMILY MEMBER for new membership and $10k loan: requirement Loan must be kept for at least 1 YR.   

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