Loan Rates Savings Rates Fee Schedule

Effective as of: 1/1/18


Fee Description Fee
Account Closure (Within 90 days)$10.00
Account History Printout$1.00
Account Reconciliation per hour (1/2 hr min.)$20.00
ATM Surcharge$1.00
Backup Withholding Setup$10.00
Cashier's Check$2.00
Cashier's Check Copy$3.00
Cashier's Check Stop Payment$25.00
Check Cashing Non-Member$5.00 up to $1,000. $10.00 for $1,000 and over
-On-Us Check Cashier's Check Replacement$5.00
Collection Incoming Item$10.00
Collection Outgoing Domestic$15.00
Collection Outgoing Foreign$20.00
Incorrect Address$5.00/ quarter
Levy/Garnishment Fee$25.00
Escheat Notice Fee- per notice$2.00
Dormant Account Fee 12-36 months waived for under 18, and accounts over $1000$5.00/quarter
Notary (1st signature for members free, unless outside loan docs)$15.00
Re-Admittance Fee$20.00
Returned Item Deposit or Payment$25.00
Statement Copy (per statement)$3.00
Statement Copy Special- Microfilm/Microfiche$5.00
Verification of Deposit- Account Verification Letter$10.00
Wire- Incoming$10.00
Wire- Outgoing Domestic$25.00
Wire- Incoming International$20.00
Wire- Outgoing International$45.00
Receipt Mailed/ cc mailed$2.00
DBA Account Set Up Fee$25.00


Fee DescriptionFee
IRA Annual Maintenance$20.00
IRA Closure/ Transfer$20.00

Checking Account

Fee DescriptionFee
1st box of checksCost
ATM Empty Envelope Fee$30.00
ATM Keying Error$10.00
Bill Pay$6.00 a month after 3 months non-use
Check Copy (2 free per stmt.)$2.00
Copy of Deposited Item$3.00
Debit Card Replacement1st time $5.00, 2nd $10.00, 3rd $15.00 in rollling 12 month period
Debit Card Replacement Rush$45.00
Non- Sufficient Funds (NSF)$25.00/ $75.00 max per day
Overdraft Fee- Manual$10.00 per transfer
Overdraft Fee- System Set-up$1.00
Paid NSF$25.00/ $75.00 max per day
Pin Number Replacement1st time $5.00, 2nd $10.00, 3rd $15.00 in rolling 12 month period
Pin Number Replacement- RUSH$45.00
Reinstate Closed Checking (CU or member Closed)$10.00
Stop Payment- ACH or Share Draft$15.00
Temporary Checks$2.00/ page of 4
Temporary Checks- New AccountFirst 12 Free
2nd Chance Checking Account$10/month (changed to free after 12 months no problems)
Debit Card Dispute Valid Charges$20.00 per item
Duplicate Title/Lien Release$20.00


Fee DescriptionFee
VISA FeesSee Credit Card Account Application and Opening Table
See Credit Card Account Application and Opening Table


Fee DescriptionFee
Force Placed InsuranceActual Cost plus $25.00
Force Placed InsuranceActual Cost plus $25.00
Lien/Title Filing FeesActual Cost
Reconveyance FeeActual Cost
Refinance of FFDCU Loan$150.00
Subordination Agreement$100.00
Demand For Payoff$10.00


Any charge imposed on the credit union on behalf of memberActual Cost
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